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If you are a party of a road traffic accident while driving a car, this article will help you what to do in this situation.
If a road traffic accident occurred at your fault you will have to pay the sum of deductible for the car (the sum which is not paid by the insurance company).
The sum of deductible depends on the settings that you put into the application. In a basic variant it is 20 000 (twenty thousand) hryvnias. If you put the lower sum of responsibility than you will have a monthly subscription:
Responsibility 20 000 hryvnias – subscription 0 hryvnias /month
Responsibility 10 000 hryvnias – subscription 300 hryvnias/month
Responsibility 5 000 hryvnias – subscription 500 hryvnias/month
Responsibility 0 hryvnias – subscription 700 hryvnias/month
Subscription is written off the 25th of every month.
If road traffic accident occurred at your fault, the guilty one is found out, it is no matter which sum of responsibility (deductible) you have chosen you will bear no costs.
If the second party of road traffic accident left the place of accident or you do not know him, the sum of deductible will be paid by you no matter which fault it was.
If the second party of road traffic accident do not have Fully Comprehensive Insurance, at any case you and we will get a compensation of deductible. In this case we will help you to fill in the documents in order that you will be paid a sum of deductible with the help of MTIBU.
If you are guilty in the road traffic accident, you will be also charged with:
If you constantly use carsharing service, think about buying an additional cover. 300 – 700 hryvnias/month that you spent will be worth it at the very minute road traffic accident. It is not worth to save on the insurance.
A user pays the whole sum of a damage in the next cases:
If you come to the car and found damage before the beginning of the car sharing, immediately contact the Customer Service, photograph the damage and follow the operator's prompts to start the car sharing or use another car.